The verdict
Consider the ₹5,000 + GST fee against benefits you can qualify for. Point value, voucher use rules and qualifying-spend exclusions still need card-specific terms.
The maths for it
The advertised domestic lounge maximum is 16 visits a year only if the preceding-quarter ₹75,000 eligible-spend condition is met for each quarter.
The maths against
The captured page does not establish ₹1 per point, ₹9,000 guaranteed welcome value or an unconditional movie offer. No complete net-value calculation is available.
✓What works
- +ICICI states two international lounge visits yearly, with exact access conditions still to be checked.
- +Sixteen premium lounge upgrades yearly are advertised.
- +The next annual fee is waived after spends over ₹6 lakh.
✕What doesn't
- −Domestic lounge access requires ₹75,000 eligible spend in the preceding quarter.
- −BookMyShow offer requires ₹25,000 eligible spend in the preceding quarter.
- −Reward conversion and qualifying-spend exclusions remain unverified.
What it earns
Current card page lists 7, 2 and 1.5 reward points per ₹100 in the stated channels. It says points become Adani OneApp Rewards at billing-cycle end, but does not establish rupee conversion.
| Category | Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| Adani One ecosystem | 7 points / ₹100 | Not established | 7,000 points; value unverified |
| International spend | 2 points / ₹100 | Not established | 2,000 points; value unverified |
| Domestic spend | 1.5 points / ₹100 | Not established | 1,500 points; value unverified |
Accelerated earn
This card does not offer merchant portal or accelerated multiplier rates.
Redemption options
Points are credited as Adani OneApp Rewards at the end of the billing cycle. Conversion, minimum, use restrictions and charges need the card T&Cs.
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +Four domestic lounge visits per quarter require ₹75,000 eligible spend in the preceding quarter.
- +Two international lounge visits a year are advertised; conditions need confirmation.
- +BookMyShow BOGO up to ₹500 twice monthly requires ₹25,000 eligible preceding-quarter spend.
✕Excluded Spends & Fee Traps
- −Reward and qualifying-spend exclusions need the card-specific T&Cs.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining fee | ₹5,000 + GST |
| Annual fee | ₹5,000 + GST; next year waived after spends over ₹6 lakh |
| Forex markup | 3.5% on current card page |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Citizenship and age | Indian citizen over 21 years |
| Salaried income | ₹75,000 monthly |
| Self-employed income | ₹9,00,000 annually |
Frequently Asked Questions
What unlocks domestic lounge visits?
ICICI advertises four visits per quarter for primary cardholders after ₹75,000 eligible spend in the preceding spend quarter. The linked MITC dates this threshold from 1 July 2026.
What is the movie offer?
The current page advertises Buy One Get One up to ₹500 twice monthly after ₹25,000 eligible spend in the preceding spend quarter. The old 25%-off claim is outdated.
How many international lounge visits are offered?
The product page advertises two yearly visits for primary cardholders. The captured documents do not settle all access and spend conditions, so confirm eligibility before relying on them.
Editorial Deep-Dive Analysis
Comprehensive Overview: Adani One ICICI Bank Signature Credit Card
The Adani One ICICI Bank Signature Credit Card is a co-branded premium travel and lifestyle credit card developed in collaboration between ICICI Bank and the Adani Group’s digital platform, Adani One. Designed specifically for regular domestic flyers, business commuters, and lifestyle travelers, this card integrates seamlessly into the airport transit ecosystem—spanning airport parking, duty-free shopping, flight ticketing, and terminal lounges across India.
Key Privileges and Practical Everyday Benefits
- Accelerated Rewards on the Adani One Ecosystem:
- Cardholders earn an accelerated 7 reward points per ₹100 on flight bookings, hotel reservations, train tickets, airport parking, duty-free shopping, and cab services booked via the Adani One platform.
- Everyday and International Spending Rewards:
- Earn 2 reward points per ₹100 on international transactions and 1.5 reward points per ₹100 on general domestic retail spending, providing consistent reward points across all lifestyle channels.
- Comprehensive Airport Lounge Privileges:
- Domestic Airport Lounges: Up to 4 complimentary domestic lounge visits per calendar quarter (up to 16 visits annually) for the primary cardholder, enabled upon achieving the preceding-quarter spend criteria.
- International Airport Lounges: 2 complimentary international lounge visits per calendar year, providing comfortable departures during overseas trips.
- Premium Lounge Upgrades: Up to 16 complimentary lounge upgrades annually at participating domestic airport terminals.
- Entertainment Savings via BookMyShow:
- Buy One Get One Free: Enjoy a complimentary second ticket (up to ₹500 off) twice every month on BookMyShow (subject to quarterly eligibility spend), delivering up to ₹1,000 in monthly movie savings.
- Annual Fee Reversal:
- The ₹5,000 + GST renewal fee is waived for the subsequent card year upon achieving ₹6 lakh in annual spend during the preceding anniversary year.
Important Spend Conditions and Operational Criteria
To get the most value from the Adani One Signature card, keep the following operational criteria in mind:
- Spend-Gated Domestic Lounges: Complimentary domestic airport lounge access requires ₹75,000 eligible spend in the preceding calendar quarter. Cardholders planning domestic travel can align their preceding quarter expenses to ensure uninterrupted lounge access. Note that the 2 international lounge visits are independent of this domestic quarterly hurdle.
- Spend-Gated Movie BOGO: Unlocking the BookMyShow BOGO privilege requires ₹25,000 eligible spend in the preceding calendar quarter.
- Adani OneApp Reward Integration: Reward points are credited directly as Adani OneApp Rewards at the end of each billing cycle, making them immediately usable for travel and airport bookings on the Adani One app.
Who Benefits Most
- Frequent Transit Flyers through Adani Airports: Commuters who regularly fly through major hubs managed by Adani Airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Mangaluru, Thiruvananthapuram) and use on-ground terminal services.
- Adani One Platform Shoppers: Users who centralize their domestic flights, train tickets, duty-free purchases, and airport cab bookings on the Adani One app.
- Culture & Entertainment Lovers: Cardholders who attend cinema screenings twice a month and can unlock up to ₹12,000 in annual BookMyShow savings.
Independent Editorial & Statutory Disclaimers
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