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Category Spend Profile Analyzer
Break down your monthly spend distribution across travel, online, offline, government, rent, education, and utility categories to plug reward leaks.
Choose by what you actually spend
Set your month. We run it through every schedule and rank the cards in rupees, after the annual fee.Your month
₹55,000
₹6,60,000 a year
₹10,000
₹20,000
₹5,000
₹0
₹10,000
₹0
₹5,000
₹5,000
Nothing is stored — this runs in your browser and resets when you leave. Caps are applied monthly, fees deducted annually, lounge value excluded.
What each card pays you
net of annual feeSet your spends to see recommendations.
Reward-rate data is limited for these categories right now, so this list is ranked by annual fee only — not category-weighted rewards.
Compare the top three →→Rates read from each issuer's published fee schedule.