The verdict
The travel benefits depend on spend thresholds and the still-unverified reward terms. Compare the ₹750 + GST fee with benefits you can actually qualify for.
The advertised maximum is eight domestic lounge visits a year if the ₹75,000 preceding-quarter condition is met each quarter. No rupee value is assigned without lounge and point terms.
BookMyShow requires ₹25,000 eligible spend in the preceding quarter; flight voucher requires ₹10,000 spend within 60 days of activation. Point conversion and eligible-spend exclusions remain open.
✓What works
- +₹750 + GST joining and annual fees are stated on the card page.
- +Eight premium lounge upgrades annually are advertised.
- +Annual fee waiver is advertised for spends over ₹3 lakh.
✕What doesn't
- −Domestic lounge access is conditional on ₹75,000 eligible spend in the preceding quarter.
- −BookMyShow discount requires ₹25,000 eligible spend in the preceding quarter.
- −Point-to-rupee conversion and benefit exclusions are unverified.
What it earns
ICICI shows 3, 1.5 and 1 point per ₹100 for Adani One ecosystem, international and domestic spending respectively. Redemption value and category rules are not established.
| Category | Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| Adani One ecosystem | 3 points / ₹100 | Not established | 3,000 points; value unverified |
| International spending | 1.5 points / ₹100 | Not established | 1,500 points; value unverified |
| Domestic spending | 1 point / ₹100 | Not established | 1,000 points; value unverified |
Accelerated earn
This card does not offer merchant portal or accelerated multiplier rates.
Redemption options
ICICI says points become Adani OneApp Rewards at the end of the billing cycle. Conversion value, eligible redemptions and charges need the card T&Cs.
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +Eight premium lounge upgrades annually are advertised.
- +Two domestic lounge visits per quarter are conditional on ₹75,000 eligible preceding-quarter spend.
- +BookMyShow discount is conditional on ₹25,000 eligible preceding-quarter spend.
✕Excluded Spends & Fee Traps
- −Reward and qualifying-spend exclusions require the card-specific T&Cs.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining fee | ₹750 + GST |
| Annual fee | ₹750 + GST; next year waived after spends over ₹3 lakh |
| Forex markup | 3.5% on current card page |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Citizenship and age | Indian citizen aged over 21 |
| Salaried income | ₹20,000 monthly |
| Self-employed income | ₹2,40,000 annual |
Frequently Asked Questions
What is the domestic lounge spend rule?
When does the movie offer apply?
How is the annual fee waived?
Editorial Deep-Dive Analysis
Comprehensive Overview: Adani One ICICI Bank Platinum Credit Card
The Adani One ICICI Bank Platinum Credit Card serves as the accessible entry-level travel gateway in the ICICI Bank and Adani One co-branded lineup. Structured for young professionals, frequent regional flyers, and budget-conscious travelers, this card offers an affordable ₹750 annual fee while providing tangible benefits across Adani airport terminals, everyday travel spends, and entertainment bookings.
Key Privileges and Practical Everyday Benefits
- Adani One Ecosystem Multiplier:
- Cardholders earn 3 reward points per ₹100 spent on flights, hotels, trains, airport parking, cab bookings, and duty-free shopping via the Adani One application.
- Everyday Retail and Travel Rewards:
- Earn 1.5 reward points per ₹100 on international spending and 1 point per ₹100 on domestic retail purchases.
- Domestic Airport Lounge & Upgrade Privileges:
- Domestic Airport Lounges: Up to 2 complimentary domestic lounge visits per calendar quarter (up to 8 visits annually) for the primary cardholder, enabled upon achieving the prior-quarter spend threshold.
- Terminal Lounge Upgrades: Up to 8 complimentary premium lounge upgrades per year across participating Adani airport terminals.
- Movie Savings on BookMyShow:
- Receive 25% off up to ₹100 twice monthly on movie tickets booked via BookMyShow (subject to quarterly eligibility spend).
- Annual Spend Fee Waiver:
- The modest annual fee of ₹750 + GST is reversed for the upcoming year when total spends exceed ₹3 lakh in the preceding anniversary year.
Important Spend Conditions and Operational Criteria
To maximize value from the Adani One Platinum card, cardholders should keep the following operational criteria in mind:
- Spend-Gated Domestic Lounges: Complimentary domestic airport lounge access requires ₹75,000 eligible spend in the preceding calendar quarter. Cardholders traveling during holiday seasons should plan their prior-quarter spends accordingly.
- Spend-Gated Movie Discount: BookMyShow’s 25% discount requires ₹25,000 eligible spend in the preceding calendar quarter.
- Adani OneApp Reward Integration: Reward points are credited as Adani OneApp Rewards at the end of each billing cycle, usable directly for flight and service bookings on the platform.
Who Benefits Most
- Budget-Conscious Regional Flyers: Travelers who frequently depart from Adani-managed airports and want terminal upgrade perks and lounge visits at an accessible entry price.
- Adani One App Regulars: Commuters who routinely book flights, intercity trains, and airport parking through the Adani One mobile platform.
- Young Working Professionals: Individuals looking for their first travel credit card with low annual fee liability and accessible income eligibility criteria (₹20,000 monthly income).
Independent Editorial & Statutory Disclaimers
Institutional Transparency & Nominative Fair Use Statement
CredSutra operates as an independent credit card discovery and consumer intelligence engine. CredSutra is NOT a bank, Non-Banking Financial Company (NBFC), Direct Selling Agent (DSA), or Lending Service Provider (LSP).