The verdict
Ek famous historical airline card jo ab ICICI ke Gemstone series mein upgrade ho chuka hai. Migrated users multi-category reward points aur lifestyle benefits seamlessly enjoy kar sakte hain.
The maths for it
Monthly ₹8,500 retail spend (saal ka 2,040 pts = ₹510 value) + saves ₹400 on fuel milakar ₹1 Lakh spend pura karke ₹1,000 fee waive hoti hai aur ₹910+ net annual value deliver hoti hai (1.91× ROI).
The maths against
Koi airport lounge access nahi milta, original Jet Airways JPMiles earn program permanently band ho gaya hai aur new cards ab Gemstone lineup ke under aate hain.
✓What works
- +All general domestic retail purchases pe 2 ICICI Reward Points per ₹100 spent.
- +Utility bills aur insurance payments pe 1 ICICI Reward Point per ₹100.
- +ICICI Gemstone portfolio (Rubyx/Sapphiro) mein automatic smooth migration.
- +Saal ka ₹1,00,000 spend reach karne pe ₹1,000 renewal fee 100% waived.
- +HPCL petrol pumps pe ₹4,000 tak ke transactions pe 1% fuel surcharge waiver.
- +Lost card immediately report karne pe zero liability fraud protection.
✕What doesn't
- −Koi complimentary airport lounge access nahi milta.
- −Original Jet Airways JPMiles accrual program permanently inactive hai.
- −Jet Airways co-branding ke under fresh applications closed hain.
What it earns
1 ICICI Reward Point = ₹0.25 on ICICI Rewards360 portal for vouchers and statement credit.
| Category | Reward Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| All Domestic Retail Spends | 2 pts / ₹100 (0.50%) | Uncapped | 2,000 pts (₹500 value) |
| Utilities & Insurance Spends | 1 pt / ₹100 (0.25%) | Uncapped | 1,000 pts (₹250 value) |
| Fuel & Rent | 0% | Excluded | 0 pts |
Accelerated earn
2 Reward Points / ₹100 + ₹1 Lakh Fee Waiver
Everyday retail purchases aur utility bill payments pe reward points accumulate karein.
| Category / Channel | Multiplier Rate | Monthly Cap | Cap / Condition |
|---|---|---|---|
| Retail SpendsOn domestic retail. | 2 pts / ₹100 · 0.50% | Uncapped | — |
| Fuel WaiverUp to ₹4,00,0 fuel. | 1% · HPCL Surcharge | ₹250 / mo | — |
| Fee WaiverWaived at ₹1,00,000 spend. | 100% · ₹1,000 Waived | 1 / year | — |
Redemption options
Rewards360 portal pe brand vouchers ya statement balance ke liye 1 pt = ₹0.25 pe redeem karein.
| Redemption Channel | Value Per Point | Minimum | Ceiling / Limits | Fee |
|---|---|---|---|---|
| Brand Shopping VouchersBEST VALUE | ₹0.25 / Reward Point | 500 pts | None | ₹99 + GST |
| Statement Balance Credit | ₹0.25 / Reward Point | 500 pts | None | ₹99 + GST |
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +General retail shopping, dining, groceries, utility bills.
- +HPCL fuel surcharge waiver.
- +Complimentary add-on cards.
✕Excluded Spends & Fee Traps
- −Rent payments.
- −Fuel purchases (1% surcharge waiver on HPCL pumps).
- −Wallet load transactions.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining Fee | ₹1,000 + GST |
| Annual Renewal Fee | ₹1,000 + GST (Waived at ₹1 Lakh spend) |
| Forex Markup | 3.5% + GST |
| Finance Charges | 3.49% / month (41.88% / year) |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Status | Existing legacy cardholders transitioned to Gemstone portfolio |
| Age | 21–60 years |
| Salaried Income | ₹35,000+ monthly net salary |
Frequently Asked Questions
Kya ICICI Bank Jet Airways Credit Card par airport lounge access milta hai?
No lounge access
ICICI Bank Jet Airways Credit Card ke MITC charges, annual fee aur interest rate kya hain?
Annual renewal fee ₹1,000 + GST (Waived at ₹1 Lakh spend) hai. Fee waiver condition: Waived at ₹1,00,000 annual spend. Revolving credit interest rate: 3.49% / month (41.88% / year). Foreign currency markup: 3.5% + GST. Baaki ya missing charges ke liye bank ka current MITC check karein.
ICICI Bank Jet Airways Credit Card par reward rate aur points ki real rupee value kya hai?
Published earn rate: 2 pts / ₹100 on Retail (0.50%) · 1% HPCL Fuel Waiver · Converted to Gemstone. Brand Shopping Vouchers par listed value: ₹0.25 / Reward Point.
ICICI Bank Jet Airways Credit Card par kin spends par rewards nahi milte aur fuel terms kya hain?
Listed exclusions: Rent payments., Fuel purchases (1% surcharge waiver on HPCL pumps)., Wallet load transactions.. Fuel surcharge waiver ke liye bank ke terms check karein.
2026 mein ICICI Bank Jet Airways Credit Card kin users ke liye best suited hai?
Card details ke mutabik yeh "Legacy airline co-brand cardholders migrated to ICICI Sapphiro / Rubyx Gemstone portfolios" ke liye suited hai. Apne spends aur annual fee se value compare karein.
Editorial Deep-Dive Analysis
Detailed Overview: ICICI Bank Jet Airways Credit Card (Legacy Portfolio)
ICICI Bank Jet Airways Credit Card historically India ke sabse leading co-branded frequent flyer credit cards mein se ek tha. Jet Airways ke operations suspend hone ke baad, ICICI Bank ne cardholders ke transition ke liye ek seamless migration plan execute kiya, jisme customers ko bank ke mainstream Gemstone portfolio (primarily ICICI Rubyx ya Sapphiro series) mein shift kiya gaya. Isse existing cardholders ki credit limit aur credit history maintain rahi aur unhe modern lifestyle features mil sakein.
Key Privileges aur Transitioned Benefits
- Everyday Retail aur Utility Rewards:
- Domestic Retail Spends: General retail purchases par ₹100 spend karne par 2 ICICI Reward Points earn hote hain.
- Utilities aur Insurance: Recurring utility bills aur insurance payments par ₹100 par 1 ICICI Reward Point milta hai.
- HPCL Fuel Surcharge Relief:
- Desh bhar ke HPCL petrol pumps par ₹4,000 tak ke transactions par 1% fuel surcharge complete waive off hota hai.
- Annual Fee Reversal:
- Card anniversary year mein ₹1,00,000 ya usse zyada spend karne par agle saal ki ₹1,000 + GST renewal fee complete waive ho jaati hai.
- ICICI Gemstone Benefits ka Access:
- Rubyx ya Sapphiro mein migrated cardholders ko ICICI ke dual-network cards (Visa/Mastercard ya RuPay), enhanced BookMyShow movie deals aur Culinary Treats dining discounts ka access milta hai.
- Bank-Wide Festive Offers:
- Cardholders major e-commerce platforms (Amazon, Flipkart) par seasonal 10% instant bank discounts ke liye regularly eligible rehte hain.
Important Transition Terms aur Guidelines jo Samajhna Zaroori Hai
Is card account ko continue rakhne wale customers ke liye yeh points relevant hain:
- Discontinued New Sourcing: ICICI Bank Jet Airways co-branding ke under naye cards issue nahi karta. Yeh profile existing account holders aur portfolio maintenance ke context ke liye hai.
- Reward Points aur Redemption: Historical JPMiles earning discontinue ho chuki hai. Rewards ab ICICI Reward Points ke roop mein aate hain jinko Rewards360 portal par vouchers, products ya statement credit mein redeem kiya ja sakta hai.
- Upgraded Gemstone Privileges: Agar aapka card active Rubyx ya Sapphiro mein migrate ho chuka hai, toh airport lounge access aur BookMyShow movie benefits modern ICICI Gemstone spend criteria (jaise domestic lounge ke liye preceding quarter mein ₹75,000 spend) follow karte hain.
Portfolio Context aur Legacy Cardholder Value
- Long-Term ICICI Relationship Holders: Jo apni vintage credit line aur CIBIL score tenure ko retain karna chahte hain.
- Transitioned Gemstone Users: Jo daily retail, dining aur online shopping mein ICICI ke comprehensive rewards ecosystem ka regular faayda le rahe hain.
linkVerified Data & Notice Sources
- ICICI Bank — Jet Airways Card migration to Gemstone portfolio terms
- ICICI Bank co-branded airline transition guidelines
Independent Editorial & Legal Disclaimers
Institutional Transparency & Nominative Fair Use Statement
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📋 Official Bank Terms & MITC Verification:Reward rates aur fees publicly available bank circulars aur MITC documents par based hain. Apply karne se pehle official bank portal par terms zaroor verify karein. Approval ka final decision exclusively ICICI Bank ke paas hota hai.
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