The verdict
₹5,000 + GST fee ko sirf un benefits se compare karein jo aap qualify kar sakte hain. Point value, voucher rules aur eligible spend exclusions pending hain.
Har quarter preceding-quarter ₹75,000 eligible spend condition meet ho to advertised domestic lounge maximum saal mein 16 visits hai.
Captured page ₹1 per point, ₹9,000 guaranteed welcome value ya unconditional movie offer establish nahi karta. Complete net-value calculation available nahi hai.
✓What works
- +ICICI saal mein 2 international lounge visits batata hai; full conditions check karni hain.
- +Saal mein 16 premium lounge upgrades advertised hain.
- +₹6 lakh se zyada spend par next annual fee waiver hai.
✕What doesn't
- −Domestic lounge ke liye preceding quarter mein ₹75,000 eligible spend chahiye.
- −BookMyShow ke liye preceding quarter mein ₹25,000 eligible spend chahiye.
- −Point conversion aur eligible-spend exclusions unverified hain.
What it earns
Card page Adani One, international aur domestic spends par ₹100 mein 7, 2 aur 1.5 points batata hai. Billing cycle ke end par ye Adani OneApp Rewards bante hain; rupee value establish nahi hai.
| Category | Reward Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| Adani One | 7 points / ₹100 | Unconfirmed | 7,000 points; value unverified |
| International spends | 2 points / ₹100 | Unconfirmed | 2,000 points; value unverified |
| Domestic spends | 1.5 points / ₹100 | Unconfirmed | 1,500 points; value unverified |
Accelerated earn
This card does not offer merchant portal or accelerated multiplier rates.
Redemption options
Points billing cycle ke end par Adani OneApp Rewards bante hain. Conversion, minimum, use restrictions aur charges T&Cs se check karein.
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +Four domestic lounge visits/quarter ke liye prior-quarter ₹75,000 eligible spend chahiye.
- +Saal mein 2 international lounge visits advertised hain; conditions pending.
- +BookMyShow BOGO ke liye prior-quarter ₹25,000 eligible spend chahiye.
✕Excluded Spends & Fee Traps
- −Reward aur eligible-spend exclusions card-specific T&Cs se check karne hain.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining fee | ₹5,000 + GST |
| Annual fee | ₹5,000 + GST; ₹6 lakh se zyada spend par next year waived |
| Forex markup | Current card page par 3.5% |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Citizenship aur age | Indian citizen, 21 years se zyada |
| Salaried income | ₹75,000 monthly |
| Self-employed income | ₹9,00,000 annually |
Frequently Asked Questions
Domestic lounge unlock kaise hota hai?
Movie offer kya hai?
International lounge visits kitni hain?
Editorial Deep-Dive Analysis
Detailed Overview: Adani One ICICI Bank Signature Credit Card
Adani One ICICI Bank Signature Credit Card ICICI Bank aur Adani Group ke digital platform ‘Adani One’ ke beech ka flagship co-branded premium travel credit card hai. Frequent flyers, business travelers aur lifestyle spenders ke liye crafted yeh card pure airport journey ecosystem ko seamlessly optimize karta hai—chahe woh duty-free shopping ho, airport parking ho, cab rides hon ya terminal lounge visits.
Key Privileges aur Everyday Benefits
- Accelerated Rewards on Adani One Platform:
- Adani One app par flights, hotels, train tickets, airport parking, duty-free shopping aur airport cab rides book karne par accelerated 7 reward points per ₹100 earn hote hain.
- Everyday & International Spends:
- International transactions par ₹100 par 2 reward points aur domestic retail spending par 1.5 points per ₹100 milte hain.
- Comprehensive Airport Lounge Privileges:
- Domestic Airport Lounges: Primary cardholder ke liye per calendar quarter 4 complimentary domestic lounge visits (saal mein total 16 visits), preceding quarter spend target achieve karne ke baad.
- International Airport Lounges: Overseas travel ke liye per calendar year 2 complimentary international lounge visits.
- Premium Lounge Upgrades: Participating domestic airports par saal mein 16 complimentary lounge upgrades.
- Entertainment Perks via BookMyShow:
- BookMyShow par har month do baar ‘Buy One Get One’ ticket offer (second ticket par up to ₹500 off), preceding quarter spend target achieve hone par.
- Annual Fee Waiver:
- Card anniversary year mein ₹6 lakh ka annual spend complete karne par agle saal ki ₹5,000 + GST renewal fee waive off ho jaati hai.
Important Terms jo Samajhna Zaroori Hai
Card ke benefits ko smoothly utilize karne ke liye kuch spend conditions note karein:
- Spend-Gated Domestic Lounges: Complimentary domestic airport lounge access ke liye preceding calendar quarter mein ₹75,000 ka eligible spend complete hona zaroori hai. Note karein ki 2 international lounge visits is domestic quarterly condition se alag hain.
- Spend-Gated Movie BOGO: BookMyShow BOGO offer ko activate karne ke liye preceding calendar quarter mein ₹25,000 ka eligible spend required hota hai.
- Direct Adani OneApp Rewards: Points billing cycle ke end par directly user ke Adani One App account mein reflect hote hain, jinhe flights, cabs aur airport facilities ke liye seamlessly redeem kiya ja sakta hai.
Yeh Card Kinke Liye Best Fit Hai
- Frequent Flyers through Adani Airports: Jo regularly Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Mangaluru ya Thiruvananthapuram airports se travel karte hain.
- Adani One App Users: Jo flight bookings, train tickets, duty-free stores aur airport parking ko ek hi platform se manage karte hain.
- Movie & Weekend Goers: Jo BookMyShow par cinema bookings par yearly up to ₹12,000 ki ticket savings enjoy karna chahte hain.
Independent Editorial & Legal Disclaimers
Institutional Transparency & Nominative Fair Use Statement
CredSutra ek independent credit card discovery platform hai. CredSutra koi Bank, NBFC ya Direct Selling Agent (DSA) nahi hai.