The verdict
Travel benefits spend thresholds aur abhi unverified reward rules par depend karte hain. ₹750 + GST fee ko sirf un benefits se compare karein jo aap qualify kar sakte hain.
Har quarter ₹75,000 preceding-quarter condition meet ho to saal mein maximum 8 domestic lounge visits ho sakti hain. Incomplete terms ke bina rupee value assign nahi ki.
BookMyShow ke liye preceding quarter mein ₹25,000 eligible spend aur flight voucher ke liye activation ke 60 din mein ₹10,000 spend chahiye. Point value pending hai.
✓What works
- +Card page par ₹750 + GST joining aur annual fee hai.
- +Saal mein 8 premium lounge upgrades advertised hain.
- +₹3 lakh se zyada spend par next annual fee waiver advertised hai.
✕What doesn't
- −Domestic lounge ke liye preceding quarter mein ₹75,000 eligible spend chahiye.
- −BookMyShow ke liye preceding quarter mein ₹25,000 eligible spend chahiye.
- −Point value aur exclusions unverified hain.
What it earns
ICICI Adani One, international aur domestic spends par ₹100 mein 3, 1.5 aur 1 point dikhata hai. Redemption value aur category rules clear nahi hain.
| Category | Reward Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| Adani One | 3 points / ₹100 | Unconfirmed | 3,000 points; value unverified |
| International spends | 1.5 points / ₹100 | Unconfirmed | 1,500 points; value unverified |
| Domestic spends | 1 point / ₹100 | Unconfirmed | 1,000 points; value unverified |
Accelerated earn
This card does not offer merchant portal or accelerated multiplier rates.
Redemption options
ICICI ke mutabik billing cycle ke end par points Adani OneApp Rewards ban kar credit hote hain. Conversion aur charges ke liye T&Cs chahiye.
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +Saal mein 8 premium lounge upgrades advertised hain.
- +Domestic lounge ke liye prior-quarter ₹75,000 eligible spend chahiye.
- +BookMyShow ke liye prior-quarter ₹25,000 eligible spend chahiye.
✕Excluded Spends & Fee Traps
- −Reward aur eligible-spend exclusions card T&Cs se check karne hain.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining fee | ₹750 + GST |
| Annual fee | ₹750 + GST; ₹3 lakh se zyada spend par next year waived |
| Forex markup | Current card page par 3.5% |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Citizenship aur age | Indian citizen, 21 years se zyada |
| Salaried income | ₹20,000 monthly |
| Self-employed income | ₹2,40,000 annually |
Frequently Asked Questions
Domestic lounge ke liye spend rule kya hai?
Movie discount kab milta hai?
Annual fee kaise waive hoti hai?
Editorial Deep-Dive Analysis
Detailed Overview: Adani One ICICI Bank Platinum Credit Card
Adani One ICICI Bank Platinum Credit Card ICICI Bank aur Adani One partnership ka ek affordable entry-level travel credit card hai. Young professionals, budget travelers aur frequent regional flyers ke liye designed yeh card sirf ₹750 ke nominal annual charge mein Adani airport terminals, everyday travel spends aur entertainment bookings par useful perks offer karta hai.
Key Privileges aur Everyday Benefits
- Adani One App Multiplier:
- Adani One app par flights, hotels, train tickets, airport parking, cabs aur duty-free shopping book karne par ₹100 spend karne par 3 reward points milte hain.
- Everyday Retail aur Travel Rewards:
- Overseas transactions par ₹100 par 1.5 reward points aur domestic retail spending par 1 point per ₹100 milta hai.
- Domestic Airport Lounge & Upgrade Privileges:
- Domestic Airport Lounges: Primary cardholder ke liye per calendar quarter 2 complimentary domestic lounge visits (saal mein total 8 visits), preceding quarter spend target achieve karne ke baad.
- Terminal Lounge Upgrades: Adani-managed airports par per year 8 complimentary premium lounge upgrades ka benefit.
- Movie Savings on BookMyShow:
- BookMyShow par har month do baar 25% off (up to ₹100 per transaction), preceding quarter spend criteria qualify hone par.
- Annual Fee Waiver:
- Card anniversary year mein ₹3 lakh ka annual spend achieve karne par agle saal ki ₹750 + GST renewal fee complete waive off ho jaati hai.
Important Terms jo Samajhna Zaroori Hai
Card ke benefits ko smoothly utilize karne ke liye kuch spend conditions note karein:
- Spend-Gated Domestic Lounges: Complimentary domestic airport lounge access ke liye preceding calendar quarter mein ₹75,000 ka eligible spend required hota hai.
- Spend-Gated Movie Discount: BookMyShow ka 25% discount avail karne ke liye preceding calendar quarter mein ₹25,000 ka eligible spend required rehta hai.
- Adani OneApp Rewards Integration: Points billing cycle end par direct Adani OneApp Rewards balance mein add ho jaate hain, jinhe easily tickets aur airport amenities ke liye redeem kiya ja sakta hai.
Yeh Card Kinke Liye Best Fit Hai
- Budget-Conscious Regional Flyers: Jo frequent domestic journeys karte hain aur affordable annual fee mein terminal upgrades aur airport lounges ka benefit chahte hain.
- Adani One App Regulars: Jo travel, trains aur airport parking ek hi unified app se book karna pasand karte hain.
- Fresh Working Professionals: Jo ₹20,000 monthly income criteria aur minimal annual fee ke sath apna pehla dedicated travel card start karna chahte hain.
Independent Editorial & Legal Disclaimers
Institutional Transparency & Nominative Fair Use Statement
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