The verdict
Domestic routes pe fly karne walon ke liye super high-yield aviation card. Joining fee ₹2,000 ke against milne wala ₹4,000 flight voucher instant 2.0× upfront value return deliver karta hai, jabki 14% flight rewards aur Gold Tier privileges har journey ko luxury banate hain.
Saal ka ₹30,000 SpiceJet tickets book karne pe ₹4,200 flight points + ₹4,000 welcome voucher + 8 domestic lounges (~₹8,000) + free meals/seats (~₹4,000) milakar ₹2,000 fee ke against ₹20,000+ net travel value generate hota hai (10× ROI).
Agar aap exclusively IndiGo ya Air India se travel karte hain, toh SpiceClub points other airlines pe use nahi ho sakte.
✓What works
- +spicejet.com aur mobile app pe flight ticket bookings pe 14.0% valueback (28 SpiceClub points per ₹200).
- +Dining, food delivery, aur entertainment spends pe 6.0% valueback (12 SC points per ₹200).
- +All other domestic retail shopping pe 3.0% valueback (6 SC points per ₹200).
- +30 days mein 2 swipes karne pe ₹4,000 ka SpiceJet flight voucher welcome gift.
- +Complimentary SpiceClub Gold Tier: priority check-in, priority boarding, free seat selection, aur free hot meal.
- +Saal mein 8 complimentary domestic airport lounges (2 per quarter).
✕What doesn't
- −Annual fee of ₹2,00,0 + GST with zero spend waiver.
- −SpiceClub points sirf SpiceJet platform pe hi redeem ho sakte hain.
- −Airport lounge access ke liye preceding quarter mein ₹50,000 spend mandatory.
What it earns
1 SpiceClub (SC) Point = ₹1.00 jab aap spicejet.com pe flight tickets book karte hain.
| Category | Reward Rate | Monthly Cap | Per ₹1L spent |
|---|---|---|---|
| SpiceJet Flight Ticket Bookings | 14.0% (28 SC / ₹200) | Uncapped | 14,000 SC Points (₹14,000 flight value) |
| Dining, Food Delivery & Entertainment | 6.0% (12 SC / ₹200) | Uncapped | 6,000 SC Points (₹6,000 flight value) |
| All Other Domestic Retail Spends | 3.0% (6 SC / ₹200) | Uncapped | 3,000 SC Points (₹3,000 flight value) |
| Fuel & Rent | 0% | Excluded | 0 SC Points |
Accelerated earn
14% on SpiceJet Flights & SpiceClub Gold Privileges
Flight bookings aur onboard meals pe maximum travel rewards.
| Category / Channel | Multiplier Rate | Monthly Cap | Cap / Condition |
|---|---|---|---|
| SpiceJet Channels28 SC points per ₹200 spent. | 14× · 14.0% | Uncapped | — |
| Dining & Entertainment12 SC points per ₹200 spent. | 6× · 6.0% | Uncapped | — |
Redemption options
spicejet.com pe 1 SC Point = ₹1.00 ki direct value pe flight tickets redeem karein.
| Redemption Channel | Value Per Point | Minimum | Ceiling / Limits | Fee |
|---|---|---|---|---|
| SpiceJet Flight Ticket BookingsBEST VALUE | ₹1.00 / SC Point | ₹0 (No minimum) | None | Nil |
| SpiceJet In-Flight Meals & Seat UpgradesBEST VALUE | ₹1.00 / SC Point | ₹0 (No minimum) | None | Nil |
Reward Scope: Inclusions & Exclusions
✓Eligible Spends (Inclusions)
- +SpiceJet official website and mobile app bookings.
- +SpiceClub Gold Tier membership privileges (free meal + seat).
- +8 domestic airport lounges per year (2 per quarter).
✕Excluded Spends & Fee Traps
- −Rent payments.
- −Fuel purchases (1% surcharge waiver on ₹400–₹4,000).
- −Wallet loads.
Fee Schedule & Waiver Criteria
| Fee Component | Amount / Rate |
|---|---|
| Joining Fee | ₹2,000 + GST (₹4,000 SpiceJet Flight Voucher welcome gift) |
| Annual Renewal Fee | ₹2,000 + GST |
| Forex Markup | 3.5% + GST |
| Finance Charges | 3.6% / month (43.2% / year) |
Eligibility & Approval Criteria
| Criteria | Requirement |
|---|---|
| Age | 21–65 years |
| Salaried Income | ₹45,000+ monthly net salary |
| Self-Employed Income | ITR above ₹5.5 Lakhs per annum |
Frequently Asked Questions
Kya SpiceJet Axis Bank Voyage Black Credit Card par airport lounge access milta hai?
SpiceJet Axis Bank Voyage Black Credit Card ke MITC charges, annual fee aur interest rate kya hain?
SpiceJet Axis Bank Voyage Black Credit Card par reward rate aur points ki real rupee value kya hai?
SpiceJet Axis Bank Voyage Black Credit Card par kin spends par rewards nahi milte aur fuel terms kya hain?
2026 mein SpiceJet Axis Bank Voyage Black Credit Card kin users ke liye best suited hai?
Editorial Deep-Dive Analysis
Detailed Overview: SpiceJet Axis Bank Voyage Black Credit Card
SpiceJet Axis Bank Voyage Black Credit Card ek premium co-branded travel credit card hai jo SpiceJet ke partnership mein Tier-1, Tier-2 aur Tier-3 cities ke regular flyers ke liye design kiya gaya hai. ₹2,000 + GST annual fee par aane wale is card mein koi spend-based fee waiver nahi hai; lekin joining aur har annual renewal fee payment par ₹4,000 SpiceJet flight ticket voucher milta hai jo first-year fee ko 2X standalone value dekar instant compensate karta hai.
Cardholders ko enrollment par direct SpiceClub Silver tier status milta hai, jisse dedicated counters par priority check-in, priority boarding, aur preferred seat selection milti hai. Card SpiceJet flight bookings par massive 28 SpiceClub points per ₹200 (14% return), dining aur entertainment par 12 points per ₹200, aur annual 8 domestic airport lounges deliver karta hai.
Key Privileges aur Everyday Benefits
- Guaranteed Annual ₹4,000 SpiceJet Flight Voucher: Joining aur har annual renewal fee payment par ₹4,000 ka complimentary SpiceJet ticket voucher (offsets ₹2,000 fee by 2X).
- Instant SpiceClub Silver Tier Membership: Priority airport check-in at dedicated counters, priority boarding, aur complimentary preferred seat selection.
- Pinnacle 14% Aviation Reward Yield:
- spicejet.com ya app par SpiceJet flight bookings par 28 SpiceClub points per ₹200 (14% return).
- Online food delivery, dining aur entertainment par 12 SpiceClub points per ₹200 (6% return).
- Other general domestic aur international retail spending par 6 SpiceClub points per ₹200 (3% return).
- Domestic Airport Lounge Access: Per calendar quarter 2 complimentary domestic lounge visits (annual 8 visits) across India (previous quarter ₹50,000 spend criteria applicable).
- Milestone Bonus Points: Annual ₹2.5 Lakhs aur ₹5 Lakhs spends complete karne par up to 6,000 bonus SpiceClub points.
Important Terms aur Spend Conditions jo Samajhna Zaroori Hai
- No Spend-Based Fee Waiver: ₹2,000 + GST annual fee spend se waive nahi hoti; annual ₹4,000 flight voucher fee ko compensate karta hai.
- Quarterly Lounge Access Spend Gate: Domestic lounge access ke liye previous 3 calendar months mein minimum ₹50,000 retail spend compulsory hai.
- Flight Voucher Terms: ₹4,000 flight voucher 12 months ke liye valid rehta hai aur sirf SpiceJet operated flights par use ho sakta hai; taxes cash mein payable hain.
- SpiceClub Points Value: Points SpiceJet flight tickets ke liye redeemable hain at 1 SpiceClub Point = up to ₹0.50 value.
- Excluded Spend Categories: Fuel, rent payments, wallet reloads, cash advances, utilities, aur government services par SpiceClub points nahi milte.
Yeh Card Kinke Liye Best Fit Hai
- Frequent SpiceJet Regional Flyers: Travelers jo regional routes aur Tier-2/Tier-3 city connections par frequently travel karte hain.
- Smart Aviation Spenders Wanting 2X ROI: Cardholders jo ₹2,000 fee pay karke directly ₹4,000 ka free flight voucher secure karna chahte hain.
- Commuters Valuing Priority Airport Ground Services: Passengers jo SpiceClub Silver priority check-in aur boarding comfort enjoy karna chahte hain.
- Axis Bank & SpiceJet — Voyage Black Credit Card schedule of charges
- SpiceClub & Axis Bank — 14% flight rewards and SpiceClub Gold tier terms
Independent Editorial & Legal Disclaimers
Institutional Transparency & Nominative Fair Use Statement
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