{
  "id": "slice-credit-card",
  "locale": "hinglish",
  "name": "slice credit card",
  "bank": "slice small finance bank ltd.",
  "cardType": "cashback",
  "cardTier": "entry",
  "annualFee": "₹0 under current MITC; renewal fee may apply after card expiry",
  "loungeAccess": "No lounge access",
  "rewardsRate": "Monies balance ke hisaab se 1%–2% cash redemption; conditions par 3% · eligible RuPay UPI · ₹0 annual fee",
  "bestFor": "Gen-Z spenders, college grads, digital shoppers, UPI power users aur daily transparent banking",
  "officialLink": "https://slice.bank.in/cc-mitc",
  "aiVerdict": {
    "score": 4.4,
    "summary": "Its modest reward rate and lifetime-free pricing offset the lack of lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "No extracted lounge benefit"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 1,
  "affiliateId": "slice-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://slice.bank.in/cc-mitc",
    "slice small finance bank ltd. — slice credit card official schedule of charges and MITC",
    "slice small finance bank ltd. — current slice credit card MITC, monies accrual aur redemption terms"
  ],
  "feeWaiver": "No joining or annual fee currently; issuer may charge a renewal fee when the card expires",
  "networks": [
    "RuPay"
  ],
  "quickFacts": [
    {
      "key": "Annual Fee",
      "value": "₹0 under current MITC; renewal fee may apply after expiry"
    },
    {
      "key": "Issuer Bank",
      "value": "slice small finance bank ltd."
    },
    {
      "key": "Cashback Rate",
      "value": "Monies balance ke hisaab se 1%–2%; conditions par 3%"
    },
    {
      "key": "UPI Payments",
      "value": "Google Pay, PhonePe, Paytm, slice app se link karein"
    },
    {
      "key": "Bill Management",
      "value": "In-app flexible repayment schedules aur smart splitting"
    },
    {
      "key": "Card Type",
      "value": "Virtual + Physical RuPay Credit Card"
    }
  ],
  "earnRates": [
    {
      "category": "All Domestic Online & Offline Spends",
      "rate": "Monies balance ke hisaab se 1%–2%; conditions par 3%",
      "monthlyCap": "Uncapped",
      "perLakhSpent": "Redemption slab aur eligible spends ke hisaab se vary karta hai"
    },
    {
      "category": "RuPay UPI Merchant Payments",
      "rate": "Monies balance ke hisaab se 1%–2%; conditions par 3%",
      "monthlyCap": "Uncapped",
      "perLakhSpent": "Redemption slab aur eligible spends ke hisaab se vary karta hai"
    },
    {
      "category": "Fuel Purchases",
      "rate": "0%",
      "monthlyCap": "Excluded",
      "perLakhSpent": "0 Points"
    }
  ],
  "hasAccelerated": false,
  "acceleratedEarn": [
    {
      "channel": "Eligible Card Purchases aur Merchant UPI",
      "multiplier": "1×",
      "rate": "Eligible spend par ₹1 ke liye 1 monies; redemption rate vary karti hai",
      "monthlyCap": "Uncapped",
      "dailyCap": "—",
      "note": "Accrual aur exclusions current MITC ke mutabik hain; transaction eligibility check karein."
    }
  ],
  "redemptionRoutes": [
    {
      "route": "slice Savings Account mein Cash Credit",
      "value": "Balance slab ke mutabik slice savings account mein cash credit",
      "minPoints": "Current MITC ke mutabik",
      "ceiling": "None",
      "fee": "Nil",
      "isBest": true
    }
  ],
  "exclusions": [
    "P2P UPI fund transfers.",
    "ATM cash withdrawals."
  ],
  "feesDetail": [
    {
      "item": "Joining Fee",
      "value": "₹0 under current MITC; renewal fee may apply after expiry",
      "warn": false
    },
    {
      "item": "Annual Renewal Fee",
      "value": "₹0 under current MITC; renewal fee may apply after expiry",
      "warn": false
    },
    {
      "item": "Finance Charges (Interest Rate)",
      "value": "3.5% per month (42% per annum)",
      "warn": false
    },
    {
      "item": "Bank Transfer Fee",
      "value": "Transfer amount ka 2.5% (Minimum ₹25)",
      "warn": true
    },
    {
      "item": "Foreign Currency Markup",
      "value": "₹0 bank markup (network conversion rates lag sakte hain)",
      "warn": false
    },
    {
      "item": "Late Payment Charges",
      "value": "₹0–₹1,300, total due ke hisaab se",
      "warn": false
    },
    {
      "item": "Card Replacement Fee",
      "value": "₹0",
      "warn": false
    },
    {
      "item": "Fuel Service Charge",
      "value": "Billing cycle mein total fuel spend ₹25,000 se upar jaane par per transaction 2% (minimum ₹10)",
      "warn": false
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Age Requirement",
      "requirement": "18 se 60 saal"
    },
    {
      "criteria": "Minimum Monthly Income",
      "requirement": "₹20,000+ per month (Salaried) ya ₹3L+ ITR (Self-Employed)"
    },
    {
      "criteria": "Credit Score (CIBIL)",
      "requirement": "700+ recommended for smooth approval"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}