{
  "id": "jupiter-edge-plus",
  "locale": "hinglish",
  "name": "Jupiter Edge+ Credit Card",
  "bank": "CSB Bank",
  "cardType": "cashback",
  "cardTier": "entry",
  "annualFee": "₹0 (Lifetime Free / Limited Period Offer)",
  "loungeAccess": "No lounge access",
  "rewardsRate": "Top Brands par 50% Jewels (>₹15k/mo Spend par 10 Oct 2026 se ~3.5% Return) · Flights par 25% Jewels · UPI par 5% Jewels (₹200/txn Cap)",
  "bestFor": "Gen-Z spenders, online shoppers, Swiggy/Zomato foodies aur daily RuPay UPI QR payments",
  "officialLink": "https://jupiter.money/edge-plus-upi-rupay-credit-card/",
  "aiVerdict": {
    "score": 6,
    "summary": "Its strong reward rate and lifetime-free pricing offset the lack of lounge access.",
    "tradeOffs": [
      "No extracted lounge benefit"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 5,
  "affiliateId": "jupiter-edge-plus",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "Jupiter & CSB Bank — Edge+ RuPay Credit Card official schedule of charges and MITC",
    "Jupiter Money Rewards Program — Jewels conversion ratio, shopping multiplier & UPI cashback policy",
    "CSB Bank & Jupiter Notice — June 2026 Jewel Cash Valuation and Category Cap Revision",
    "Jupiter & CSB Bank Notice — October 10, 2026 ₹15,000 Monthly Spend Hurdle on Shopping Brands"
  ],
  "feeWaiver": "Approved Jupiter app users ke liye Lifetime Free",
  "networks": [
    "RuPay"
  ],
  "quickFacts": [
    {
      "key": "Annual Fee",
      "value": "₹0 (100% Lifetime Free Offer)"
    },
    {
      "key": "UPI Payments",
      "value": "Jupiter, Google Pay, PhonePe, Paytm se link karein"
    },
    {
      "key": "Shopping Rewards",
      "value": "Top 5 brands par 50% Jewels (10 Oct 2026 se >₹15k spend zaroori; sub-₹15k par sirf 5%)"
    },
    {
      "key": "Flight Rewards",
      "value": "Jupiter Flights par 25% Jewels (1.75% return)"
    },
    {
      "key": "Base UPI Spends",
      "value": "Everyday merchant UPI par 5% Jewels (0.35% return)"
    },
    {
      "key": "Reward Currency",
      "value": "Jewels (₹0.14 Cash Value · ~7.14 Jewels = ₹1.00)"
    }
  ],
  "earnRates": [
    {
      "category": "Top 5 Selected Merchant Brands (5%)",
      "rate": ">₹15k/mo spend par 50% Jewels (~3.5% return); ₹15k ke under sirf 5% Jewels (~0.70% return)",
      "monthlyCap": "Max 2,500 Jewels / month (₹200/txn cap)",
      "perLakhSpent": "Capped at 2,500 Jewels (~₹350 value)"
    },
    {
      "category": "Jupiter Flights & Travel (2.5%)",
      "rate": "25% Jewels (1.75% Effective Cashback)",
      "monthlyCap": "Uncapped",
      "perLakhSpent": "25,000 Jewels (~₹3,500 value)"
    },
    {
      "category": "All Other Merchant UPI & Retail (0.5%)",
      "rate": "5% Jewels (0.35% Effective Cashback)",
      "monthlyCap": "Uncapped",
      "perLakhSpent": "5,000 Jewels (~₹700 value)"
    },
    {
      "category": "Fuel Purchases",
      "rate": "0%",
      "monthlyCap": "Excluded",
      "perLakhSpent": "0 Points"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "Top 5 Selected Brands",
      "multiplier": "10×",
      "rate": "50% Jewels (~3.5%)",
      "monthlyCap": "2,500 Jewels / month",
      "dailyCap": "₹200/txn",
      "note": "Swiggy, Zomato, Amazon, Flipkart, Myntra, Uber mein se 5 brands choose karein. ₹200 cap per transaction; grocery aur utility bills excluded."
    },
    {
      "channel": "Jupiter Flights",
      "multiplier": "5×",
      "rate": "25% Jewels (1.75%)",
      "monthlyCap": "Uncapped",
      "dailyCap": "—",
      "note": "Jupiter travel marketplace se booked flights par 25% Jewels."
    }
  ],
  "redemptionRoutes": [
    {
      "route": "Direct Bank Account Cash Transfer",
      "value": "1 Jewel = ₹0.14 Cash (~7.14 Jewels = ₹1.00)",
      "minPoints": "100 Jewels",
      "ceiling": "None",
      "fee": "Nil",
      "isBest": true
    },
    {
      "route": "Digital Gold on Jupiter",
      "value": "1 Jewel = ₹0.14 Gold (~7.14 Jewels = ₹1.00)",
      "minPoints": "100 Jewels",
      "ceiling": "None",
      "fee": "Nil",
      "isBest": true
    }
  ],
  "exclusions": [
    "Grocery, utility bill payments, fuel aur gift cards (accelerated rewards se excluded).",
    "Person-to-person (P2P) UPI money transfers.",
    "ATM cash withdrawals aur digital wallet loads."
  ],
  "feesDetail": [
    {
      "item": "Joining Fee",
      "value": "₹0 (100% Lifetime Free Offer)",
      "warn": false
    },
    {
      "item": "Annual Renewal Fee",
      "value": "₹0 (Lifetime Free)",
      "warn": false
    },
    {
      "item": "Finance Charges (Interest Rate)",
      "value": "3.49% per month (41.88% per annum)",
      "warn": false
    },
    {
      "item": "Foreign Currency Markup",
      "value": "3.50% + GST",
      "warn": true
    },
    {
      "item": "Fuel Surcharge Waiver",
      "value": "₹400 se ₹5,000 ke transactions par 1% waiver (Max ₹150/month)",
      "warn": false
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Age Requirement",
      "requirement": "21 se 60 saal"
    },
    {
      "criteria": "Minimum Monthly Income",
      "requirement": "₹25,000+ per month (Salaried) ya ₹3.6L+ ITR (Self-Employed)"
    },
    {
      "criteria": "Credit Score (CIBIL)",
      "requirement": "720+ recommended for instant digital issuance"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}