{
  "id": "icici-makemytrip-credit-card",
  "locale": "hinglish",
  "name": "ICICI Bank MakeMyTrip Credit Card",
  "bank": "ICICI Bank",
  "cardType": "travel",
  "cardTier": "entry",
  "annualFee": "₹999 + GST",
  "loungeAccess": "2 domestic visits/quarter after ₹75,000 eligible prior-quarter spend; 1 international/year advertised",
  "rewardsRate": "6/3/1 points per ₹100 on MMT hotels/MMT travel/other retail; myCash value unverified",
  "bestFor": "MakeMyTrip users who can meet lounge and movie spend conditions",
  "officialLink": "https://www.icici.bank.in/personal-banking/cards/credit-card/makemytrip/makemytrip-icici-bank-credit-card",
  "aiVerdict": {
    "score": 5.2,
    "summary": "Its low annual fee offset the lack of lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "Limited lounge access compared with premium travel cards",
      "Data quality is PARTIAL, not fully live-verified"
    ],
    "confidence": 0.75
  },
  "affiliateId": "icici-makemytrip-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.icici.bank.in/personal-banking/cards/credit-card/makemytrip/makemytrip-icici-bank-credit-card",
    "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/mitc_cc.pdf"
  ],
  "feeWaiver": "Next annual fee waived after spends over ₹3 lakh; qualifying-spend rules pending",
  "networks": [
    "Mastercard",
    "RuPay"
  ],
  "quickFacts": [
    {
      "key": "Annual fee",
      "value": "₹999 + GST"
    },
    {
      "key": "Next-year waiver",
      "value": "Spends over ₹3 lakh"
    },
    {
      "key": "Forex markup",
      "value": "0.99%"
    },
    {
      "key": "Domestic lounge",
      "value": "2/quarter after ₹75,000 eligible prior-quarter spend"
    }
  ],
  "earnRates": [
    {
      "category": "MakeMyTrip hotels",
      "rate": "6 points / ₹100"
    },
    {
      "category": "MakeMyTrip flight, bus and cab",
      "rate": "3 points / ₹100"
    },
    {
      "category": "Other retail",
      "rate": "1 point / ₹100"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "MakeMyTrip hotels",
      "multiplier": "6 points / ₹100",
      "rate": "6 points / ₹100"
    },
    {
      "channel": "MakeMyTrip flight, bus and cab",
      "multiplier": "3 points / ₹100",
      "rate": "3 points / ₹100"
    }
  ],
  "redemptionRoutes": [],
  "exclusions": [],
  "feesDetail": [
    {
      "item": "Joining fee",
      "value": "₹999 + GST"
    },
    {
      "item": "Annual fee",
      "value": "₹999 + GST; next year waived after spends over ₹3 lakh"
    },
    {
      "item": "Forex markup",
      "value": "0.99%; taxes and transaction rules pending"
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Citizenship and age",
      "requirement": "Indian citizen over 21"
    },
    {
      "criteria": "Salaried income",
      "requirement": "₹20,000 monthly income stated"
    },
    {
      "criteria": "Self-employed income",
      "requirement": "At least ₹2,40,000 annually"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}