{
  "id": "icici-adani-one-signature-credit-card",
  "locale": "hinglish",
  "name": "Adani One ICICI Bank Signature Credit Card",
  "bank": "ICICI Bank",
  "cardType": "travel",
  "cardTier": "premium",
  "annualFee": "₹5,000 + GST",
  "loungeAccess": "Prior quarter ₹75,000 eligible spend par 4 domestic visits/quarter; 2 international/year advertised, conditions pending",
  "rewardsRate": "Adani One/international/domestic spends par ₹100 mein 7/2/1.5 points; point value unverified",
  "bestFor": "Adani One users jo quarterly lounge spend condition meet karte hain",
  "officialLink": "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card",
  "aiVerdict": {
    "score": 1.8,
    "summary": "It offers baseline benefits without any standout strength in rewards, fees, or lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "High annual fee (₹5000) erodes net rewards",
      "Limited lounge access compared with premium travel cards"
    ],
    "confidence": 0.75
  },
  "affiliateId": "icici-adani-one-signature-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card",
    "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/mitc_cc.pdf"
  ],
  "feeWaiver": "₹6 lakh se zyada spend par next annual fee waived; eligible-spend exclusions pending",
  "networks": [
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "Annual fee",
      "value": "₹5,000 + GST"
    },
    {
      "key": "Domestic lounge",
      "value": "₹75,000 eligible prior-quarter spend par 4/quarter"
    },
    {
      "key": "International lounge",
      "value": "2/year advertised; conditions pending"
    },
    {
      "key": "BookMyShow",
      "value": "₹25,000 prior-quarter spend par BOGO up to ₹500"
    },
    {
      "key": "Fee waiver",
      "value": "₹6 lakh se zyada spend par next year"
    }
  ],
  "earnRates": [
    {
      "category": "Adani One",
      "rate": "7 points / ₹100",
      "monthlyCap": "Unconfirmed",
      "perLakhSpent": "7,000 points; value unverified"
    },
    {
      "category": "International spends",
      "rate": "2 points / ₹100",
      "monthlyCap": "Unconfirmed",
      "perLakhSpent": "2,000 points; value unverified"
    },
    {
      "category": "Domestic spends",
      "rate": "1.5 points / ₹100",
      "monthlyCap": "Unconfirmed",
      "perLakhSpent": "1,500 points; value unverified"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [],
  "redemptionRoutes": [],
  "exclusions": [
    "Reward aur eligible-spend exclusions card-specific T&Cs se check karne hain."
  ],
  "feesDetail": [
    {
      "item": "Joining fee",
      "value": "₹5,000 + GST"
    },
    {
      "item": "Annual fee",
      "value": "₹5,000 + GST; ₹6 lakh se zyada spend par next year waived"
    },
    {
      "item": "Forex markup",
      "value": "Current card page par 3.5%"
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Citizenship aur age",
      "requirement": "Indian citizen, 21 years se zyada"
    },
    {
      "criteria": "Salaried income",
      "requirement": "₹75,000 monthly"
    },
    {
      "criteria": "Self-employed income",
      "requirement": "₹9,00,000 annually"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}