{
  "id": "axis-flipkart-super-elite-credit-card",
  "locale": "hinglish",
  "name": "Flipkart Axis Bank Super Elite Credit Card",
  "bank": "Axis Bank",
  "cardType": "shopping",
  "cardTier": "entry",
  "annualFee": "₹500 + GST",
  "loungeAccess": "No lounge access",
  "rewardsRate": "Up to 12 SuperCoins / ₹100 on Flipkart · 500 SuperCoins Welcome · 2 SC / ₹100 Base",
  "bestFor": "Flipkart Plus members, SuperCoin rewards, Myntra shopping & Flipkart ecosystem discounts",
  "officialLink": "https://www.axis.bank.in/cards/credit-card/flipkart-axis-bank-super-elite-credit-card",
  "aiVerdict": {
    "score": 4.5,
    "summary": "Its modest reward rate and low annual fee offset the lack of lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "No extracted lounge benefit"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 2,
  "affiliateId": "axis-flipkart-super-elite-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "Axis Bank — Flipkart Super Elite Credit Card schedule of charges",
    "Flipkart Super Elite Rewards Matrix — SuperCoins earn and redemption rules"
  ],
  "feeWaiver": "Waived at ₹2,00,000 annual spend",
  "networks": [
    "RuPay",
    "Mastercard",
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "Flipkart Plus Earn",
      "value": "12 SuperCoins / ₹100 (12%)"
    },
    {
      "key": "Flipkart Non-Plus",
      "value": "6 SuperCoins / ₹100 (6%)"
    },
    {
      "key": "Welcome Gift",
      "value": "500 SuperCoins (₹500 value)"
    },
    {
      "key": "Per-Txn Cap",
      "value": "150 SuperCoins / order"
    },
    {
      "key": "Annual Fee",
      "value": "₹500 + GST"
    },
    {
      "key": "Fee Waiver Target",
      "value": "₹2,00,000 / year"
    }
  ],
  "earnRates": [
    {
      "category": "Flipkart Spends (Plus Members)",
      "rate": "12% (12 SC / ₹100)",
      "monthlyCap": "150 SC / transaction",
      "perLakhSpent": "12,000 SC (Subject to 150 SC/txn)"
    },
    {
      "category": "Flipkart Spends (Non-Plus Members)",
      "rate": "6% (6 SC / ₹100)",
      "monthlyCap": "150 SC / transaction",
      "perLakhSpent": "6,000 SC (Subject to 150 SC/txn)"
    },
    {
      "category": "All Other Non-Flipkart Retail Spends",
      "rate": "2% (2 SC / ₹100)",
      "monthlyCap": "Uncapped",
      "perLakhSpent": "2,000 SC (₹2,000 value)"
    },
    {
      "category": "Fuel, Rent & Utilities",
      "rate": "0%",
      "monthlyCap": "Excluded",
      "perLakhSpent": "0 SC"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "Flipkart (Plus)",
      "multiplier": "12 SC",
      "rate": "12%",
      "monthlyCap": "150 SC / txn",
      "dailyCap": "—",
      "note": "12 SuperCoins per ₹100 spent."
    },
    {
      "channel": "Flipkart (Non-Plus)",
      "multiplier": "6 SC",
      "rate": "6%",
      "monthlyCap": "150 SC / txn",
      "dailyCap": "—",
      "note": "6 SuperCoins per ₹100 spent."
    },
    {
      "channel": "Other Retail Spends",
      "multiplier": "2 SC",
      "rate": "2%",
      "monthlyCap": "Uncapped",
      "dailyCap": "—",
      "note": "2 SuperCoins per ₹100 spent."
    }
  ],
  "redemptionRoutes": [
    {
      "route": "Flipkart Order Discounts",
      "value": "₹1.00 / SuperCoin",
      "minPoints": "1 SC",
      "ceiling": "None",
      "fee": "Nil",
      "isBest": true
    },
    {
      "route": "Brand Vouchers & Subscriptions",
      "value": "₹1.00 / SuperCoin",
      "minPoints": "50 SC",
      "ceiling": "None",
      "fee": "Nil",
      "isBest": true
    }
  ],
  "exclusions": [
    "Single transactions exceeding 150 SuperCoin earning cap.",
    "Rent payments.",
    "Fuel purchases (1% surcharge waiver on ₹400–₹4,000)."
  ],
  "feesDetail": [
    {
      "item": "Joining Fee",
      "value": "₹500 + GST (500 SuperCoins welcome gift)"
    },
    {
      "item": "Annual Renewal Fee",
      "value": "₹500 + GST (Waived at ₹2,00,000 spend)"
    },
    {
      "item": "Forex Markup",
      "value": "3.5% + 1.5% DCC"
    },
    {
      "item": "Finance Charges",
      "value": "3.75% / month (55.55% / year)",
      "warn": true
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Age",
      "requirement": "21–65 years"
    },
    {
      "criteria": "Salaried Income",
      "requirement": "₹25,000+ monthly net salary"
    },
    {
      "criteria": "Self-Employed Income",
      "requirement": "ITR above ₹3.5 Lakhs per annum"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}