{
  "id": "icici-adani-one-signature-credit-card",
  "locale": "hi",
  "name": "Adani One ICICI Bank Signature Credit Card",
  "bank": "ICICI Bank",
  "cardType": "travel",
  "cardTier": "premium",
  "annualFee": "₹5,000 + GST",
  "loungeAccess": "पिछली तिमाही ₹75,000 योग्य खर्च पर घरेलू 4 विजिट/तिमाही; अंतरराष्ट्रीय 2/वर्ष विज्ञापित, शर्तें बाकी",
  "rewardsRate": "Adani One/अंतरराष्ट्रीय/घरेलू खर्च पर ₹100 में 7/2/1.5 पॉइंट; पॉइंट मूल्य अपुष्ट",
  "bestFor": "तिमाही लाउंज खर्च शर्त पूरी करने वाले Adani One उपयोगकर्ता",
  "officialLink": "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card",
  "aiVerdict": {
    "score": 1.8,
    "summary": "It offers baseline benefits without any standout strength in rewards, fees, or lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "High annual fee (₹5000) erodes net rewards",
      "Limited lounge access compared with premium travel cards"
    ],
    "confidence": 0.75
  },
  "affiliateId": "icici-adani-one-signature-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card",
    "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/mitc_cc.pdf"
  ],
  "feeWaiver": "₹6 लाख से अधिक खर्च पर अगला वार्षिक शुल्क माफ; योग्य खर्च के अपवाद बाकी",
  "networks": [
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "वार्षिक शुल्क",
      "value": "₹5,000 + GST"
    },
    {
      "key": "घरेलू लाउंज",
      "value": "पिछली तिमाही ₹75,000 योग्य खर्च पर 4/तिमाही"
    },
    {
      "key": "अंतरराष्ट्रीय लाउंज",
      "value": "2/वर्ष विज्ञापित; शर्तें बाकी"
    },
    {
      "key": "BookMyShow",
      "value": "पिछली तिमाही ₹25,000 खर्च पर BOGO, अधिकतम ₹500"
    },
    {
      "key": "शुल्क माफी",
      "value": "₹6 लाख से अधिक खर्च पर अगला वर्ष"
    }
  ],
  "earnRates": [
    {
      "category": "Adani One",
      "rate": "7 पॉइंट / ₹100",
      "monthlyCap": "पुष्टि नहीं",
      "perLakhSpent": "7,000 पॉइंट; मूल्य अपुष्ट"
    },
    {
      "category": "अंतरराष्ट्रीय खर्च",
      "rate": "2 पॉइंट / ₹100",
      "monthlyCap": "पुष्टि नहीं",
      "perLakhSpent": "2,000 पॉइंट; मूल्य अपुष्ट"
    },
    {
      "category": "घरेलू खर्च",
      "rate": "1.5 पॉइंट / ₹100",
      "monthlyCap": "पुष्टि नहीं",
      "perLakhSpent": "1,500 पॉइंट; मूल्य अपुष्ट"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [],
  "redemptionRoutes": [],
  "exclusions": [
    "रिवॉर्ड और योग्य खर्च के अपवाद कार्ड-विशिष्ट T&Cs से जांचने हैं।"
  ],
  "feesDetail": [
    {
      "item": "जॉइनिंग शुल्क",
      "value": "₹5,000 + GST"
    },
    {
      "item": "वार्षिक शुल्क",
      "value": "₹5,000 + GST; ₹6 लाख से अधिक खर्च पर अगला वर्ष माफ"
    },
    {
      "item": "फॉरेक्स मार्कअप",
      "value": "मौजूदा कार्ड पेज पर 3.5%"
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "नागरिकता और आयु",
      "requirement": "भारतीय नागरिक, 21 वर्ष से अधिक"
    },
    {
      "criteria": "वेतनभोगी आय",
      "requirement": "₹75,000 मासिक"
    },
    {
      "criteria": "स्वरोजगार आय",
      "requirement": "₹9,00,000 सालाना"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}