{
  "id": "axis-spicejet-voyage-credit-card",
  "locale": "hi",
  "name": "SpiceJet Axis Bank Voyage Credit Card",
  "bank": "Axis Bank",
  "cardType": "travel",
  "cardTier": "entry",
  "annualFee": "₹750 + GST",
  "loungeAccess": "4 घरेलू लाउंज / वर्ष (₹50k तिमाही खर्च शर्त)",
  "rewardsRate": "स्पाइसजेट उड़ानों पर 9% (18 SC/₹200) · 4% डाइनिंग · ₹2,000 वेलकम वाउचर · 4 लाउंज",
  "bestFor": "बजट यात्री, स्पाइसजेट घरेलू उड़ानें, प्रायोरिटी चेक-इन और लाउंज एक्सेस",
  "officialLink": "https://www.axis.bank.in/cards/credit-card/spicejet-axis-bank-voyage-credit-card",
  "aiVerdict": {
    "score": 5,
    "summary": "Its modest reward rate and low annual fee offset limited lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "Limited lounge access compared with premium travel cards"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 2,
  "affiliateId": "axis-spicejet-voyage-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "Axis Bank & SpiceJet — Voyage Credit Card schedule of charges",
    "SpiceClub & Axis Bank — 9% flight valueback and SpiceClub Silver terms"
  ],
  "feeWaiver": "कोई खर्च माफी नहीं (₹2,000 का फ्लाइट वाउचर स्वागत उपहार फीस से अधिक है)",
  "networks": [
    "Mastercard",
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "स्वागत उपहार",
      "value": "₹2,000 SpiceJet Voucher"
    },
    {
      "key": "स्पाइसजेट फ्लाइट्स",
      "value": "18 SC / ₹200 (9%)"
    },
    {
      "key": "डाइनिंग खर्च",
      "value": "8 SC / ₹200 (4%)"
    },
    {
      "key": "स्पाइसक्लब टियर",
      "value": "मानार्थ सिल्वर टियर"
    },
    {
      "key": "घरेलू लाउंज",
      "value": "4 विज़िट / वर्ष (1/तिमाही)"
    },
    {
      "key": "वार्षिक शुल्क",
      "value": "₹750 + GST"
    }
  ],
  "earnRates": [
    {
      "category": "SpiceJet फ्लाइट टिकट बुकिंग",
      "rate": "9.0% (18 SC / ₹200)",
      "monthlyCap": "कोई सीमा नहीं",
      "perLakhSpent": "9,000 SC Points (₹9,000 टिकट मूल्य)"
    },
    {
      "category": "डाइनिंग व मनोरंजन खर्च",
      "rate": "4.0% (8 SC / ₹200)",
      "monthlyCap": "कोई सीमा नहीं",
      "perLakhSpent": "4,000 SC Points (₹4,000 टिकट मूल्य)"
    },
    {
      "category": "अन्य सभी सामान्य रिटेल खर्च",
      "rate": "2.0% (4 SC / ₹200)",
      "monthlyCap": "कोई सीमा नहीं",
      "perLakhSpent": "2,000 SC Points (₹2,000 टिकट मूल्य)"
    },
    {
      "category": "किराया और ईंधन",
      "rate": "0%",
      "monthlyCap": "शून्य (Excluded)",
      "perLakhSpent": "0 SC Points"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "SpiceJet आधिकारिक चैनल",
      "multiplier": "9×",
      "rate": "9.0%",
      "monthlyCap": "कोई सीमा नहीं",
      "dailyCap": "—",
      "note": "प्रति ₹200 खर्च पर 18 SC पॉइंट्स।"
    },
    {
      "channel": "डाइनिंग व मनोरंजन",
      "multiplier": "4×",
      "rate": "4.0%",
      "monthlyCap": "कोई सीमा नहीं",
      "dailyCap": "—",
      "note": "प्रति ₹200 खर्च पर 8 SC पॉइंट्स।"
    }
  ],
  "redemptionRoutes": [
    {
      "route": "स्पाइसजेट फ्लाइट टिकट बुकिंग",
      "value": "₹1.00 / SC Point",
      "minPoints": "₹0 (कोई न्यूनतम सीमा नहीं)",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य",
      "isBest": true
    },
    {
      "route": "सीट चयन अपग्रेड",
      "value": "₹1.00 / SC Point",
      "minPoints": "₹0 (कोई न्यूनतम सीमा नहीं)",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य",
      "isBest": true
    }
  ],
  "exclusions": [
    "किराया भुगतान (Rent pay)।",
    "पेट्रोल पंपों पर ईंधन खरीद (सरचार्ज माफी लागू)।",
    "वॉलेट लोड।"
  ],
  "feesDetail": [
    {
      "item": "जॉइनिंग शुल्क",
      "value": "₹750 + GST (₹2,000 स्पाइसजेट फ्लाइट वाउचर स्वागत उपहार)"
    },
    {
      "item": "वार्षिक नवीनीकरण शुल्क",
      "value": "₹750 + GST"
    },
    {
      "item": "फॉरेक्स मार्कअप",
      "value": "3.5% + GST"
    },
    {
      "item": "रिवॉल्विंग ब्याज दर",
      "value": "3.6% प्रति माह (43.2% वार्षिक)",
      "warn": true
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "आयु सीमा",
      "requirement": "21 से 65 वर्ष"
    },
    {
      "criteria": "वेतनभोगी आय",
      "requirement": "₹25,000+ प्रति माह शुद्ध वेतन"
    },
    {
      "criteria": "स्वरोजगार आय",
      "requirement": "₹3.0 लाख से अधिक का ITR"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}