{
  "id": "axis-samsung-signature-credit-card",
  "locale": "hi",
  "name": "Samsung Axis Bank Signature Credit Card",
  "bank": "Axis Bank",
  "cardType": "shopping",
  "cardTier": "entry",
  "annualFee": "₹500 + GST",
  "loungeAccess": "4 घरेलू लाउंज / वर्ष (₹50k तिमाही खर्च शर्त)",
  "rewardsRate": "सैमसंग पर साल के 365 दिन 10% (सालाना ₹10k कैप) · 10% ज़ोमैटो, मिंत्रा · 4 लाउंज",
  "bestFor": "सैमसंग फोन व उपकरण खरीदार, बजट गैजेट्स, ज़ोमैटो/मिंत्रा ऑर्डर और एयरपोर्ट लाउंज",
  "officialLink": "https://www.axis.bank.in/cards/credit-card/samsung-axis-bank-signature-credit-card",
  "aiVerdict": {
    "score": 4.6,
    "summary": "Its modest reward rate and low annual fee offset limited lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "Limited lounge access compared with premium travel cards"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 0.5,
  "affiliateId": "axis-samsung-signature-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "Axis Bank & Samsung — Signature Credit Card schedule of charges",
    "Samsung India & Axis Bank — 10% category cashback and partner terms"
  ],
  "feeWaiver": "कोई खर्च माफी नहीं (2,500 अंक = ₹500 स्वागत उपहार फीस से भरपाई करता है)",
  "networks": [
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "सैमसंग कैशबैक",
      "value": "10% फ्लैट 365 दिन (₹10k/वर्ष)"
    },
    {
      "key": "पार्टनर ब्रांड्स",
      "value": "10% ज़ोमैटो, मिंत्रा, BB पर"
    },
    {
      "key": "स्वागत उपहार",
      "value": "2,500 EDGE अंक (₹500 मूल्य)"
    },
    {
      "key": "घरेलू लाउंज",
      "value": "4 विज़िट / वर्ष (1/तिमाही)"
    },
    {
      "key": "वार्षिक शुल्क",
      "value": "₹500 + GST"
    },
    {
      "key": "आय पात्रता",
      "value": "₹25,000 / माह वेतन"
    }
  ],
  "earnRates": [
    {
      "category": "सैमसंग उत्पाद, अप्लायंसेज व सर्विस सेंटर्स",
      "rate": "10.0% Flat Cashback",
      "monthlyCap": "₹2,500 / माह (₹10,000 / वर्ष)",
      "perLakhSpent": "₹10,000 (अधिकतम ₹2.5k/माह)"
    },
    {
      "category": "पार्टनर ब्रांड्स (Zomato, Myntra, BigBasket, Urban Co, 1mg)",
      "rate": "10.0% Flat Cashback",
      "monthlyCap": "₹500 / माह",
      "perLakhSpent": "₹10,000 (अधिकतम ₹500/माह)"
    },
    {
      "category": "अन्य सभी सामान्य रिटेल खर्च",
      "rate": "0.5% (5 EDGE / ₹100)",
      "monthlyCap": "कोई सीमा नहीं",
      "perLakhSpent": "5,000 EDGE Pts (₹1,000 value)"
    },
    {
      "category": "किराया और ईंधन",
      "rate": "0%",
      "monthlyCap": "शून्य (Excluded)",
      "perLakhSpent": "0 EDGE Pts"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "सैमसंग आधिकारिक आउटलेट्स",
      "multiplier": "10×",
      "rate": "10.0%",
      "monthlyCap": "₹2,500 / माह (₹10k/वर्ष)",
      "dailyCap": "—",
      "note": "फोन, टीवी व अप्लायंसेज पर 10% कैशबैक।"
    },
    {
      "channel": "पार्टनर मर्चेंट्स",
      "multiplier": "10×",
      "rate": "10.0%",
      "monthlyCap": "₹500 / माह",
      "dailyCap": "—",
      "note": "Zomato, Myntra, BB, 1mg पर 10% कैशबैक।"
    }
  ],
  "redemptionRoutes": [
    {
      "route": "ऑटो स्टेटमेंट क्रेडिट (कैशबैक)",
      "value": "₹1.00 प्रति ₹1.00 कैशबैक",
      "minPoints": "₹0 (ऑटो-क्रेडिट)",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य",
      "isBest": true
    },
    {
      "route": "ब्रांड वाउचर्स (EDGE पॉइंट्स)",
      "value": "₹0.20 / EDGE Point",
      "minPoints": "500 अंक",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य"
    }
  ],
  "exclusions": [
    "अनधिकृत थर्ड-पार्टी रीसेलर्स।",
    "किराया भुगतान (Rent pay)।",
    "पेट्रोल पंपों पर ईंधन खरीद (सरचार्ज माफी लागू)।"
  ],
  "feesDetail": [
    {
      "item": "जॉइनिंग शुल्क",
      "value": "₹500 + GST (2,500 EDGE अंक = ₹500 स्वागत उपहार)"
    },
    {
      "item": "वार्षिक नवीनीकरण शुल्क",
      "value": "₹500 + GST"
    },
    {
      "item": "फॉरेक्स मार्कअप",
      "value": "3.5% + GST"
    },
    {
      "item": "रिवॉल्विंग ब्याज दर",
      "value": "3.6% प्रति माह (43.2% वार्षिक)",
      "warn": true
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "आयु सीमा",
      "requirement": "21 से 65 वर्ष"
    },
    {
      "criteria": "वेतनभोगी आय",
      "requirement": "₹25,000+ प्रति माह शुद्ध वेतन"
    },
    {
      "criteria": "स्वरोजगार आय",
      "requirement": "₹3.0 लाख से अधिक का ITR"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}