{
  "id": "axis-flipkart-super-elite-credit-card",
  "locale": "hi",
  "name": "Flipkart Axis Bank Super Elite Credit Card",
  "bank": "Axis Bank",
  "cardType": "shopping",
  "cardTier": "entry",
  "annualFee": "₹500 + GST",
  "loungeAccess": "लाउंज एक्सेस उपलब्ध नहीं",
  "rewardsRate": "Flipkart पर 12 सुपरकॉइन्स / ₹100 तक · 500 वेलकम सुपरकॉइन्स · 2 SC/₹100 बेस",
  "bestFor": "फ्लिपकार्ट प्लस सदस्य, सुपरकॉइन रिवॉर्ड्स, मिंत्रा शॉपिंग और ई-कॉमर्स डिस्काउंट्स",
  "officialLink": "https://www.axis.bank.in/cards/credit-card/flipkart-axis-bank-super-elite-credit-card",
  "aiVerdict": {
    "score": 4.5,
    "summary": "Its modest reward rate and low annual fee offset the lack of lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "No extracted lounge benefit"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 2,
  "affiliateId": "axis-flipkart-super-elite-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "LIVE_VERIFIED",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "Axis Bank — Flipkart Super Elite Credit Card schedule of charges",
    "Flipkart Super Elite Rewards Matrix — SuperCoins earn and redemption rules"
  ],
  "feeWaiver": "₹2,00,000 वार्षिक खर्च पर शुल्क माफ",
  "networks": [
    "RuPay",
    "Mastercard",
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "प्लस मेंबर्स रिवॉर्ड",
      "value": "12 सुपरकॉइन्स / ₹100 (12%)"
    },
    {
      "key": "नॉन-प्लस मेंबर्स",
      "value": "6 सुपरकॉइन्स / ₹100 (6%)"
    },
    {
      "key": "स्वागत उपहार",
      "value": "500 सुपरकॉइन्स (₹500 मूल्य)"
    },
    {
      "key": "प्रति-लेनदेन सीमा",
      "value": "150 सुपरकॉइन्स / ऑर्डर"
    },
    {
      "key": "वार्षिक शुल्क",
      "value": "₹500 + GST"
    },
    {
      "key": "शुल्क माफी लक्ष्य",
      "value": "₹2,00,000 / वर्ष"
    }
  ],
  "earnRates": [
    {
      "category": "Flipkart खरीद (Plus सदस्य)",
      "rate": "12% (12 SC / ₹100)",
      "monthlyCap": "150 SC / लेनदेन",
      "perLakhSpent": "12,000 SC (अधिकतम 150 SC/txn)"
    },
    {
      "category": "Flipkart खरीद (Non-Plus सदस्य)",
      "rate": "6% (6 SC / ₹100)",
      "monthlyCap": "150 SC / लेनदेन",
      "perLakhSpent": "6,000 SC (अधिकतम 150 SC/txn)"
    },
    {
      "category": "अन्य सभी सामान्य रिटेल खर्च",
      "rate": "2% (2 SC / ₹100)",
      "monthlyCap": "कोई सीमा नहीं",
      "perLakhSpent": "2,000 SC (₹2,000 मूल्य)"
    },
    {
      "category": "ईंधन, किराया व यूटिलिटीज",
      "rate": "0%",
      "monthlyCap": "शून्य (Excluded)",
      "perLakhSpent": "0 SC"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [
    {
      "channel": "Flipkart (Plus सदस्य)",
      "multiplier": "12 SC",
      "rate": "12%",
      "monthlyCap": "150 SC / txn",
      "dailyCap": "—",
      "note": "प्रति ₹100 पर 12 सुपरकॉइन्स।"
    },
    {
      "channel": "Flipkart (Non-Plus)",
      "multiplier": "6 SC",
      "rate": "6%",
      "monthlyCap": "150 SC / txn",
      "dailyCap": "—",
      "note": "प्रति ₹100 पर 6 सुपरकॉइन्स।"
    },
    {
      "channel": "अन्य रिटेल खर्च",
      "multiplier": "2 SC",
      "rate": "2%",
      "monthlyCap": "कोई सीमा नहीं",
      "dailyCap": "—",
      "note": "प्रति ₹100 पर 2 सुपरकॉइन्स।"
    }
  ],
  "redemptionRoutes": [
    {
      "route": "Flipkart ऑर्डर डिस्काउंट",
      "value": "₹1.00 / SuperCoin",
      "minPoints": "1 SC",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य",
      "isBest": true
    },
    {
      "route": "ब्रांड वाउचर्स और सब्सक्रिप्शन",
      "value": "₹1.00 / SuperCoin",
      "minPoints": "50 SC",
      "ceiling": "कोई सीमा नहीं",
      "fee": "शून्य",
      "isBest": true
    }
  ],
  "exclusions": [
    "प्रति ऑर्डर 150 सुपरकॉइन्स से अधिक का अतिरिक्त लाभ।",
    "किराया भुगतान (Rent pay)।",
    "ईंधन खरीद (₹400–₹4,000 पर 1% सरचार्ज माफी)।"
  ],
  "feesDetail": [
    {
      "item": "जॉइनिंग शुल्क",
      "value": "₹500 + GST (500 सुपरकॉइन्स स्वागत उपहार)"
    },
    {
      "item": "वार्षिक नवीनीकरण शुल्क",
      "value": "₹500 + GST (₹2,00,000 खर्च पर माफ)"
    },
    {
      "item": "फॉरेक्स मार्कअप",
      "value": "3.5% + 1.5% DCC"
    },
    {
      "item": "रिवॉल्विंग ब्याज दर",
      "value": "3.75% प्रति माह (55.55% वार्षिक)",
      "warn": true
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "आयु सीमा",
      "requirement": "21 से 65 वर्ष"
    },
    {
      "criteria": "वेतनभोगी आय",
      "requirement": "₹25,000+ प्रति माह शुद्ध वेतन"
    },
    {
      "criteria": "स्वरोजगार आय",
      "requirement": "₹3.5 लाख से अधिक का ITR"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}