{
  "id": "au-tejas-credit-card",
  "locale": "hi",
  "name": "AU Tejas Credit Card",
  "bank": "AU Small Finance Bank",
  "cardType": "cashback",
  "cardTier": "entry",
  "annualFee": "₹500 + GST",
  "loungeAccess": "लाउंज लाभ सत्यापित नहीं",
  "rewardsRate": "पार्टनर खर्च पर 10% छूट (अधिकतम ₹50) · सामान्य खर्च पर 1 पॉइंट / ₹100 · 8 रेलवे लाउंज",
  "bestFor": "नामित पार्टनर इस्तेमाल करने वाले और छोटी ऑफर सीमा समझने वाले पाठक",
  "officialLink": "https://www.au.bank.in/personal-banking/credit-cards/tejas-credit-card",
  "aiVerdict": {
    "score": 7.1,
    "summary": "Its strong reward rate and low annual fee offset the lack of lounge access.",
    "tradeOffs": [
      "No extracted lounge benefit",
      "Data quality is PARTIAL, not fully live-verified"
    ],
    "confidence": 1
  },
  "rewardRatePercent": 10,
  "affiliateId": "au-tejas-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.au.bank.in/personal-banking/credit-cards/tejas-credit-card",
    "https://www.au.bank.in/credit-cards/mitc(with-schedule-of-charges).pdf",
    "https://www.au.bank.in/pdf/credit-card/Schedule-of-Charges-CC.pdf",
    "https://www.au.bank.in/pdf/District-by-Zomato-AU-Tejas-Credit-Card.pdf",
    "https://www.au.bank.in/pdf/Zomato-AU-Tejas-Credit-Card.pdf",
    "https://www.au.bank.in/pdf/Cab-Services-AU-Tejas-Credit-Card.pdf",
    "https://www.au.bank.in/pdf/Bill-Payments-AU-Tejas-Credit-Card.pdf",
    "https://www.au.bank.in/pdf/railway-lounges.pdf"
  ],
  "feeWaiver": "पिछले वर्ष में ₹1,50,000 से अधिक खुदरा खर्च करने पर वार्षिक शुल्क माफ",
  "networks": [
    "Visa"
  ],
  "quickFacts": [],
  "earnRates": [],
  "hasAccelerated": true,
  "acceleratedEarn": [],
  "redemptionRoutes": [],
  "exclusions": [],
  "feesDetail": [],
  "eligibilityDetail": [],
  "timelineEvents": [],
  "pointsValuation": null
}