{
  "id": "icici-corporate-gold-credit-card",
  "locale": "en",
  "name": "ICICI Bank Corporate Gold Credit Card",
  "bank": "ICICI Bank",
  "cardType": "shopping",
  "cardTier": "entry",
  "annualFee": "₹0 (Nil)",
  "loungeAccess": "No complimentary lounge access, per corporate product FAQ",
  "rewardsRate": "1 point per ₹200 eligible domestic or international spend; fuel and cash excluded; point value unverified",
  "bestFor": "Companies issuing employee travel and entertainment expense cards",
  "officialLink": "https://www.icici.bank.in/business-banking/cards/corporate-card/gold-corporate-card",
  "affiliateId": "icici-corporate-gold-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.icici.bank.in/business-banking/cards/corporate-card/gold-corporate-card",
    "https://www.icici.bank.in/business-banking/cards/corporate-card/fees-and-charges",
    "https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/docs/pdf/mitc-1.pdf"
  ],
  "feeWaiver": "Nil annual fee; no annual spend waiver threshold listed",
  "networks": [
    "Visa",
    "Mastercard"
  ],
  "quickFacts": [
    {
      "key": "Joining and annual fees",
      "value": "Nil on Corporate Gold product page"
    },
    {
      "key": "Rewards",
      "value": "1 point / ₹200 domestic or international; fuel and cash excluded"
    },
    {
      "key": "Lounge",
      "value": "No complimentary access per corporate FAQ"
    },
    {
      "key": "Fuel",
      "value": "1% surcharge waiver at HPCL advertised"
    }
  ],
  "earnRates": [
    {
      "category": "Eligible domestic spend",
      "rate": "1 point / ₹200"
    },
    {
      "category": "Eligible international spend",
      "rate": "1 point / ₹200"
    }
  ],
  "hasAccelerated": false,
  "acceleratedEarn": [],
  "redemptionRoutes": [],
  "exclusions": [
    "Fuel and cash excluded from reward earn on the product page.",
    "No complimentary airport lounge access in the corporate FAQ."
  ],
  "feesDetail": [
    {
      "item": "Joining fee",
      "value": "Nil"
    },
    {
      "item": "Annual fee",
      "value": "Nil"
    },
    {
      "item": "Late payment",
      "value": "Corporate page states 3% subject to minimum ₹1,000; corporate fees schedule varies by liability model"
    },
    {
      "item": "Foreign currency transaction",
      "value": "3.5% on corporate fee schedule; tax and transaction rules pending"
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Issuance",
      "requirement": "Corporate program for employee business expenses; employer determines limits and liability model"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}