{
  "id": "icici-adani-one-platinum-credit-card",
  "locale": "en",
  "name": "Adani One ICICI Bank Platinum Credit Card",
  "bank": "ICICI Bank",
  "cardType": "travel",
  "cardTier": "entry",
  "annualFee": "₹750 + GST",
  "loungeAccess": "2 domestic visits per quarter for primary cardholder after ₹75,000 eligible spend in preceding quarter",
  "rewardsRate": "3 points per ₹100 Adani One ecosystem · 1.5 international · 1 domestic; point value unverified",
  "bestFor": "Adani One users who meet the quarterly lounge spend condition",
  "officialLink": "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card",
  "aiVerdict": {
    "score": 5.5,
    "summary": "Its low annual fee offset the lack of lounge access.",
    "tradeOffs": [
      "Modest reward rate relative to the market's best cashback cards",
      "Limited lounge access compared with premium travel cards",
      "Data quality is PARTIAL, not fully live-verified"
    ],
    "confidence": 0.75
  },
  "affiliateId": "icici-adani-one-platinum-credit-card",
  "dataQuality": "PARTIAL",
  "legacyDataQuality": "PARTIAL",
  "evidence": {
    "version": 4,
    "asOf": "2026-10-16",
    "dataQuality": "PARTIAL",
    "verifiedAt": null,
    "unresolvedItems": [
      "fees.joining",
      "fees.annual",
      "fees.taxes",
      "fees.waiver",
      "fees.waiverEligibleSpend",
      "fees.waiverExclusions",
      "rewards.base",
      "rewards.accelerated",
      "rewards.channels",
      "rewards.caps",
      "rewards.capPeriods",
      "rewards.sharedLimits",
      "rewards.exclusions",
      "lounge.domestic",
      "lounge.international",
      "lounge.qualifyingSpend",
      "lounge.qualifyingPeriod",
      "lounge.guests",
      "lounge.issuerNetwork",
      "redemption.value",
      "redemption.minimum",
      "redemption.charges",
      "redemption.expiry",
      "redemption.transfers",
      "redemption.restrictions",
      "eligibility",
      "availability",
      "effectiveDates"
    ],
    "calculation": {
      "status": "unavailable",
      "reason": "Claim-level evidence review incomplete"
    }
  },
  "sources": [
    "https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/platinum-card"
  ],
  "feeWaiver": "Annual fee waived for following year on spends over ₹3 lakh; qualifying spend rules pending",
  "networks": [
    "Visa"
  ],
  "quickFacts": [
    {
      "key": "Annual fee",
      "value": "₹750 + GST"
    },
    {
      "key": "Domestic lounge",
      "value": "2/quarter after ₹75,000 eligible prior-quarter spend"
    },
    {
      "key": "BookMyShow",
      "value": "25% up to ₹100, twice monthly after ₹25,000 prior-quarter spend"
    },
    {
      "key": "Fee waiver",
      "value": "Next year after spends over ₹3 lakh"
    },
    {
      "key": "Forex markup",
      "value": "3.5% on card page"
    }
  ],
  "earnRates": [
    {
      "category": "Adani One ecosystem",
      "rate": "3 points / ₹100",
      "monthlyCap": "Not established",
      "perLakhSpent": "3,000 points; value unverified"
    },
    {
      "category": "International spending",
      "rate": "1.5 points / ₹100",
      "monthlyCap": "Not established",
      "perLakhSpent": "1,500 points; value unverified"
    },
    {
      "category": "Domestic spending",
      "rate": "1 point / ₹100",
      "monthlyCap": "Not established",
      "perLakhSpent": "1,000 points; value unverified"
    }
  ],
  "hasAccelerated": true,
  "acceleratedEarn": [],
  "redemptionRoutes": [],
  "exclusions": [
    "Reward and qualifying-spend exclusions require the card-specific T&Cs."
  ],
  "feesDetail": [
    {
      "item": "Joining fee",
      "value": "₹750 + GST"
    },
    {
      "item": "Annual fee",
      "value": "₹750 + GST; next year waived after spends over ₹3 lakh"
    },
    {
      "item": "Forex markup",
      "value": "3.5% on current card page"
    }
  ],
  "eligibilityDetail": [
    {
      "criteria": "Citizenship and age",
      "requirement": "Indian citizen aged over 21"
    },
    {
      "criteria": "Salaried income",
      "requirement": "₹20,000 monthly"
    },
    {
      "criteria": "Self-employed income",
      "requirement": "₹2,40,000 annual"
    }
  ],
  "timelineEvents": [],
  "pointsValuation": null
}